Used cars have history reports. Why doesn’t your home?

Meet Bones.
Your home’s history report.

Bones is where your home’s record lives — the projects, receipts, systems, and warranties you log, turned into real intelligence about what things cost, what’s aging, and what’s coming next. Every entry helps build a home you understand today, and a story worth handing off tomorrow.

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SR
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A mobile app, coming soon to iOS & Android. Join thousands getting ready for whatever their home throws at them.

BONES
Bones Insights
Bones Insights
HVAC System
Goodman · 3 yrs old
Watch
💧
Water Heater
Rheem · 2 yrs old
Good
Electrical Panel
Siemens · 3 yrs old
Good
🏠
Roof
Asphalt · 2 yrs old
Good
Est. 5-yr exposure
$4,200 – $8,800
HVAC watch zone · S. Jersey market
BONES
Build your Blueprint.
Good evening, Nick
📍 22 Marrow Lane, Bagelton TN
♥ BONES SCORE
84
/ 100
↑ 12 pts this year
31
Projects
$41.8K
Invested
9
Warranties
HVAC — Goodman 3-Ton
$8,280 · Sep 2022 · Permitted ✓
Electrical Panel — 200A
$5,600 · Mar 2023 · Permitted ✓
Ask Marrow about your home…
BONES
Bones Scan
m
Ask Marrow
● Knows your home
Is $8,280 fair for a Goodman AC in South Jersey?
That’s within range. 3-ton Goodman systems typically run $6,500–$10,000 installed in your market. Labor is usually $1,800–$2,500 of that. Ask for an itemized quote before agreeing.
How long will it last?
Goodman averages 15–18 years with annual service. You’re in good shape — I’ll remind you when it enters the watch zone around 2034.
Ask Marrow about your home…

Why we’re called Bones

You’ve heard it before: “this house has good bones.” But whether it’s brand new or a hundred years old, you’re now the steward of a building full of expensive systems — and homeownership is the great unknown.

You spend more on it than anything else you’ll ever buy, and it’s the one thing nobody taught you how to navigate. The furnace filter size. The water heater’s age. The exact white you painted the trim. A hundred small things you’re supposed to remember — scattered across receipts and texts, and gone the moment you need them. We learned that the hard way: more than $60,000 in our first four years, much of it on things nobody warned us about. Bones gives all of it one place to live — not to add to the pile, but to end it.

The problem we’re solving

You don’t know what you don’t know. That’s the whole problem.

Nobody hands you a manual when you get the keys. Nobody tells you what to keep an eye on, what to ask a contractor, what a fair price looks like, or what’s likely to break in the next five years. You find out the way we did — one expensive surprise at a time.

It isn’t anyone’s fault. Homeownership just never came with a plan. Bones is that plan — and transparency cuts both ways: the contractor who does great work and prices honestly finally has a way to prove it.

Start your plan →
🤷
Nobody tells you what to watch.
That the water heater has a lifespan. That the power box was maxed out and not technically up to code. That the drain under the slab could fail silently for years before you see a drop.
🔧
Nobody tells you what’s fair.
$8,280 for an AC. High? Low? Right on the money? You have no reference point — and neither does anyone you’d think to ask.
📉
Nobody tells you what’s next.
Which systems are aging out. What the next five years actually cost. Which repair is urgent and which one can wait until spring.
Bones tells you.
What you own, what it should cost, what’s aging, and what’s coming. The plan nobody handed you — built from your own home, getting sharper every year.

Bones Blueprint

The full story of your home. Written by you.

You log it — and Bones turns it into intelligence. Marrow flags your 2022 Goodman before it enters the watch zone. Benchmark tells you whether you overpaid. And when you sell, every entry is proof of what you’ve done. The best day to start was closing day. The second-best is today.

The surprises — things we didn’t see coming
HVAC · Pro
HVAC Replacement — Goodman
September 2022 · $8,280
Goodman · 14 SEERFinanced via GoodLeap · Agreement #22-16-114668 · Permits & inspection included
Plumbing · Pro
Kitchen Drain Repair Under Slab
July 2025 · $10,530.30 total
Invoices #247899448 & #249103387Broken kitchen sink line under slab · Jackhammer & PVC repipe · Concrete repair · Emergency shutoff valves replaced · Financed via GoodLeap #25-02-030605 · Partial insurance reimbursement
Electrical · Pro
200A Panel Upgrade & Surge Protection
May 2025 · $5,622.90
Eaton Ultra Premium Surge100A→200A upgrade · Whole home surge protection · Financed via GoodLeap #25-04-021798 · Permitted & inspected
Exterior · Pro
Front Entry — Concrete Demo & Repour
June 2025 · $3,749
Estimate #200716Removed 4 layers (brick/concrete) · 4000-4500PSI fiber mesh mix · New landings installed
The planned improvements — making it ours
Flooring · Pro
Full Home Carpet Replacement
September 2021 · $4,469.82
Soft gray · 7/16" 8LB padEntire upstairs + family room downstairs · 123.33 SY · Replaced at move-in
Flooring · DIY + Pro
LVP Replacement — After the Slab Repair
September 2025 · $3,777.02
Cape Lookout LVP · 690 sq ft · $2.50/sq ftSubfloor leveling & self-leveling concrete · 720 sq ft vapor barrier · Trim & caulk · Install $1.65/sq ft · Triggered by the kitchen drain repair
Appliances · New
Full Appliance Replacement — 6 Units
November 2021 · $5,410 · Lowe’s Black Friday
Fridge — GE GNE25JYKFS Range — Whirlpool WFG535S0LZ Dishwasher — WDT750SAKZ Microwave — WML55011HS Washer — Maytag MVW7232HW Dryer — Maytag MGD7230HW
Exterior · Pro
Full Exterior Paint
December 2025 · $2,500
Sherwin-WilliamsTricorn Black SW 6258 · Pure White SW 7005 · Full exterior prep, prime & paint

What’s Inside

Your home’s data, made simple.

Nine tools, one job: help you understand the home you own and make smarter decisions about it.

01
⚖️
Bones Benchmark
Real project costs submitted by homeowners like you. Know what it should cost in your market before you call anyone — not algorithm estimates, real prices from real people who did the work.
02
📐
Bones Blueprint
Your home’s living record. Projects, receipts, permits, warranties, property diagrams, and zone maps — everything logged by you, organized by Bones.
03
🧠
Bones Insights
Your home’s personalized intelligence layer. Aging systems, upcoming maintenance, hidden costs, and risk flags — surfaced automatically based on your home’s actual profile.
04
⚔️
Bones Protect
Your systems, watched. Aging equipment, expiring warranties, overdue maintenance, manufacturer recalls on the exact models you own, and freeze warnings before the cold hits — surfaced before they become expensive surprises.
05
📈
Bones Report
Export your home’s complete history as a clean PDF or structured Excel file — one tap. PDF for buyers and appraisers. Excel for lenders, PMI removal, and insurance claims. Every format your home will ever need.
06
📡
Bones Scan
See what’s beneath the surface before you buy. Enter system ages from the inspection report and Bones Scan surfaces cost exposure, risk flags, and what to verify before you close.
07
🏆
Bones Score
A live readiness and stewardship score based on your documentation, system age, maintenance behavior, and safety. Track it. Improve it. Prove it when you sell.
08
💸
PMI Tracker
Understand what’s actually inside your monthly payment — principal, interest, escrow for taxes, insurance, and PMI. PMI commonly runs roughly $30–$70/month per $100k borrowed, and Bones helps you see when your escrow adjusts and capture those savings the moment you may qualify to remove it.
09
💬
Ask Marrow
Your home AI. Ask Marrow about costs, maintenance timing, contractor quotes, or what to do when something breaks — every answer specific to your home's age, systems, and history.

Our approach

Built for homeowners first.
Everything else follows.

Bones is built entirely around one question: what does a homeowner actually need from the home they own?

✕ Not a marketplace
✕ No ads. Ever.
✕ No contractor kickbacks
✕ Your data is never sold
✕ No pay-per-lead
“When the work is documented, everybody wins — the homeowner who can prove it, and the contractor who earned it.”
01
The homeowner experience comes first
Simple, useful, and genuinely valuable from day one. The Blueprint captures everything. Marrow answers anything. Trust is earned before anything else is asked.
02
Built for the long game
Bones becomes more valuable the longer you use it. A home with three years of documented history is worth more than one with none. The homeowner who builds their Blueprint builds something real.
03
Intelligence that earns its place
Every feature in Bones exists because a real homeowner needed it. Bones Insights, Bones Scan, Bones Benchmark — each one earns its place by making homeowners more confident, not more dependent.
04
Transparency that transfers
The Blueprint you build doesn’t disappear when you sell. It transfers with the home — if you choose to share it. That continuity is what makes Bones different from every other home app.

Community-Built Transparency

The more homeowners document,
the smarter Bones
gets for everyone.

Every logged project makes Bones Benchmark more accurate for everyone in your market — real costs, from people who actually paid them.

When you log a project, you help the next homeowner in your neighborhood know what it should actually cost. That’s the kind of transparency homeowners have never had before.

Better data for you.
Better data for your neighbors.

📊
Real project costs
Homeowner-submitted pricing by project type, market, and contractor.
📍
Your market, specifically
Costs narrow to your ZIP as neighbors contribute their records.
🔒
Always anonymous
Your identity is never shared. You choose whether your anonymized home data helps build community benchmarks.
📈
Always improving
Benchmark starts small and gets sharper over time. As more homeowners in your area log projects, cost estimates become more accurate and more local — and we’ll always tell you how much data is behind a number.

Who Bones Is For

Wherever you are in your homeownership journey.

🏠
Current Homeowners

Own your home with the clarity it never came with.

Every project, system, and dollar — organized in one place. Prove what you’ve done when it’s time to sell.

  • Log projects and track warranties
  • Know your Bones Score
  • Ask Marrow anything
📦
First-Time Homebuyers

The guide you wished you had on day one.

Start your Blueprint the day you get the keys. Ask Marrow what the inspection actually meant. Know your home before something breaks.

  • Know your systems from day one
  • Ask Marrow what the inspection meant
  • Start your Blueprint before you forget
🎯
Future Homeowners

Know what you’re buying before you close.

Run Bones Scan before you sign. Turn the inspection report into a clear picture of cost exposure and risk — the information that changes everything.

  • See 5-year system replacement exposure
  • Get home-specific inspection questions
  • Start your Blueprint at closing
m
Ask Marrow
● Your home AI
Why did my mortgage payment go up $94 this month? Nobody told me it was changing.
That’s almost certainly an escrow adjustment. Once a year your servicer recalculates what you’ll owe for property taxes and insurance, then adjusts your monthly payment to cover it. If either went up, so did your payment — usually with little warning.
Is there anything I can do about it?
A few things. First, check your annual escrow analysis letter — it shows exactly what changed. If your insurance premium increased, shop your policy. If property taxes went up, you may be able to appeal your assessment. Based on your Bones Ledger, your current insurance is $1,840/yr — want me to flag that for review?
Ask Marrow about your home…

Ask Marrow

Your home AI, built around you.

Ask Marrow knows your home’s age, systems, and history because you logged it — and combines that with real cost data from your market. Every answer is specific to your home, not a generic average. Free includes 5 questions a month; unlimited on Planner and Pro.

Ask Marrow your first question →

Simple Pricing

Start free.
Upgrade only if Bones earns it.

No credit card to start. Every paid plan includes a 14-day free trial.

All plans include a 14-day free trial. No credit card required.
Organizer
Free
Always free — no trial needed

Your home, fully organized.

  • Bones Blueprint (up to 10 projects)
  • Ask Marrow (5 questions/month)
  • Receipt scanning (5 scans/month)
  • Bones Score
  • Bones Insights safety awareness
  • Maintenance reminders
  • Document & photo vault
Most Popular
Planner
$10
/month
or $100/year  ·  2 months free

Your home, fully documented.

  • Ask Marrow (unlimited)
  • Receipt scanning (unlimited)
  • Bones Insights (system intelligence)
  • PMI documentation helper
  • Bones Benchmark cost intelligence
  • Home financials tracker
  • Warranty & recall alerts
  • Voice logging
Pro
$20
/month
or $200/year  ·  2 months free

Your home, always protected.

  • Bones Protect — proactive alerts on aging systems, warranties & recalls
  • Everything in Planner
  • Bones Report — PDF & Excel export
  • Resale prep & disclosure assistant
  • PMI removal packet
  • Insurance claim kit

Why Bones exists

Built by a homeowner who got tired of
being surprised by expensive emergencies.

We scrapped and clawed for everything we had to get into our house. It’s expensive, stressful, a headache before you’re even handed the keys. Then the surprises start — and they don’t stop. The mission of Bones is to make homeownership something you can finally feel confident about.

$8,280
AC replacement — no idea how old it was or what fair looked like
$10,530
Water seeping into the garage — cracked kitchen drain had been leaking under the foundation silently, for who knows how long
$5,623
Electrical panel that couldn’t support the house — 100A upgraded to 200A with whole home surge protection
$3,749
Front entry steps — removed 4 layers of brick and concrete, repoured from scratch
Spent since moving in
$60,000+
The kitchen drain repair was partially covered by insurance — after months of calls, adjusters, and contractors. Everything else came out of pocket.
Every dollar and every hour came out of time that could have been spent on something more important.

The one that hit hardest was the kitchen drain. Water started seeping into the garage with no obvious source; a plumber eventually traced it to a cracked pipe running under the foundation, silently draining into the ground for who knows how long. The kitchen was gutted. Concrete was jackhammered up. And those were the exact months we brought our daughter home for the first time.

“It wasn’t necessarily anyone’s fault. Wear and tear, a bad install, or a confident DIYer who didn’t know what they didn’t know. There was just no way to tell. That’s the problem.”

Then the AC died in a hot New Jersey summer. A salesman quoted $8,280 and said, “This is just part of homeownership.” Like we should just accept it. We had no context, no second bid, no way to know if it was fair — so we said yes, and we’ve wondered ever since. That mindset is exactly what Bones is built to replace. Not by promising nothing breaks — things break. But there’s a world of difference between a homeowner who gets a surprise bill with no context, and one who already knows what it should cost before anyone walks through the door.

Read the full story →

Good bones is what you hope for when you buy. But every old house has its ghosts — the repair nobody mentioned, the corner someone cut, the water heater you can see but can’t read. Bones is how they stop haunting you.

For Homeowners

Build your Blueprint.
Unlock your story.

For homeowners who take pride in their home and want to prove it when it matters most.

You’re on the list — we’ll be in touch.

Free to join. Coming soon to iOS & Android.

For Buyers

Know what you’re buying
before you close.

For buyers who refuse to go in blind on the most important purchase of their life.

You’re on the list — we’ll be in touch.

Free to join. Coming soon to iOS & Android.